This is the brochure NDFA, capital secure, fixed growth plan June 2008. And then we go to is this investment suitable for you, how does the plan work. On one page in block capitals - full repayment of your capital at maturity, growth potential without risking your capital. And that's the investment that we took and that's the basis on which we took it.
As the couple made their decision, they had every reason to be careful. For many months past there'd been ever-worsening news about the finance industry.
One of Britain's largest mortgage lenders Northern Rock has applied for an emergency loan from the Bank of England.
Mr Brown has welcomed plans by the Bank of England, the United States Federal Reserve and other central banks to pump billions of pounds into the international money market.
An American bank has taken over its stricken rival Bear Stearns for a fraction of its value last week.
By last summer, nine months had passed since the bail out of Northern Rock. In America, Wall Street's fifth largest bank, Bear Stearns, had had to be rescued and Lehman Brothers, one of the world's largest investment banks, had made a quarterly loss of $2.8 billion. It was busily raising more billions, and its shares had slumped by 50%. But Paul Wheeler and Maureen Corcoran at least knew that their investment was safe. It said so in black and white on the brochure - "capital secure". So they felt they had no need to worry as the economic headlines got worse.
Wall Street is in shock after the turmoil in the American property markets claimed its biggest victim to date. Just over two hours ago the American investment bank Lehman Brothers announced it was to file for bankruptcy after suffering multibillion dollar loses...